Covering weather related emergencies in New Hampshire during the winter months can cost a small fortune. With cold winter weather setting in, you can’t afford to go without your furnace or tending to roofing repairs. These are just the types of emergencies, which can set you back hundreds or thousands of dollars. Going without heat when the temperatures don’t climb above 30 degrees doesn’t seem like an option. In all likelihood, you may not have the cash to make the repairs. If you haven’t considered a backup plan for emergencies, you might want to think about title loans in Merrimack. Many folks living in this area trust New Hampshire Title Loans to come through with quick cash when they really need it. Whether you need money for furnace repairs, buying groceries or making ends meet, we can help you out. Many of our customers can appreciate our professional services, good interest rates and fast payouts. Taking out a short-term title loan often makes sense when you need help. Qualifying is easy and we approve loans quickly. To be approved for a title loan, you must be at least 18, own your auto free and clear and have a car title with no liens.
Why Title Loans Merrimack?
Title Loans Merrimack Provide Cash for Any Purpose
At New Hampshire Title Loans, we believe you should have the freedom to spend your loan funds on anything you need or want. Title loan funds are frequently used for:
- Paying off high interest debt like credit cards and personal lines of credit
- Covering medical emergencies
- Making household repairs for electrical, plumbing and heating
- Paying monthly bills like utilities, rent and insurance
Qualifying for Title Loans Merrimack
Fortunately, our lending practices are much more relaxed than those of traditional institutions. Since our title loans in Nashua are secured using your automobile, we don’t have to go through the hassles of checking credit. Of course, most of our clients are delighted, especially if they have bad credit.
Don’t worry; we accept a number of types of income for qualifying on title loans in Merrimack. You could easily qualify using anyone of the following income sources such as:
- Self-employment income.
- Commission sales.
- Income from a part-time or full-time job.
- Retirement income.
- Social Security benefits.
- Disability benefits.
- Welfare and more.
Even if you don’t see your income listed, go ahead and apply. There is a good chance, you’ll be approved. Applying is free of charge, so you might as well apply today.
No spending or driving restrictions.
- Fast cash in a day or less
- Flexible payment plans
- No credit checks
- Upfront loan estimate
How the Loan Process Works
Securing Your Loan With Collateral
Loans are secured using your car or truck title. You could receive a loan amount for as little as a couple of hundred dollars or several thousand. Loan amounts are determined by the market value of your auto, your income and your ability to make affordable payments. A temporary lien is placed on your auto during the loan period. Car titles are returned after the last loan payment.
- A driver’s license to confirm you are 18 or older.
- You must own a vehicle in running condition and have a clear title.
Applicants are encouraged to apply for title loans in Merrimack using our online application, which requires:
- Your name, zip code and phone number.
- Vehicle make, model, style, mileage estimate and age.
Immediately after applying, you’ll discuss your loan estimate, income and loan repayment plans on the phone with your loan representative. Applicants are asked to sign a contract written according to state regulations, which includes all your loan requirements and terms of the loan.