People who own a car, truck or SUV can pledge that vehicle as loan security for a title loan. These collateral-based loans are awarded without a credit check, which makes them more accessible to people with credit that is poor or bad. While this group may find it difficult to get a bank loan, they are easily approved for title loans in Keene. While repaying the loan, the borrower gives the vehicle title to the lender. When the loan is paid off, the title is returned to the customer. To qualify to title loans in Keene, applicants must be at least 18 and have a job or other source of finances. They must own the vehicle they use as collateral.
What are Title Loans Keene?
Applications for Title Loans Keene
Get the money you need by completing a quick online application. Just click through the vehicle options and choose your make, model, style and year. Add the miles your vehicle has, and type in your name and contact information. Once you submit the application, you will get a loan quote and a call from one of our representatives to discuss an offer. While talking to our rep, be sure to ask any questions you have about the loan process. If you accept the loan, you and the rep will set up a payment schedule and work out other details. Afterwards, it’s just a matter of you deciding when to come to our offices to get your money.
New Hampshire Legal Info
Lenders must hold a state license and must maintain a physical location within the state that is accessible to customers. Borrowers can back out of a title loan in Manchester if they pay back the entire loan amount in cash within one business day of accepting the loan. Loan terms are no more than one month, but lenders and borrowers can agree to renew the loan. Interest rates are capped at 25 percent.
- Applications are short and easy to complete. You can submit yours in just minutes, and get an estimate of how much money you’re eligible to receive.
- Title loans in Keene are processed very fast. Most applicants finalize their loan package in a day or less, which means they can come to our offices and get their cash just hours after applying.
- Don’t worry if your credit is not that great. Title loans in New Hampshire are approved without a credit check because the loans are collateral-based. Bad credit, bankruptcy and even no credit is welcome to apply for title loans.
- Title loans are better options than the bank if you want money fast and without a lot of hassle.
- Title loans are a better way to get money if you find it hard to ask friends and family to help you financially.
- Title lenders are understanding if you need more time to pay off a loan. Just let us know it’s a challenge for you to pay back the money, and we can renew the loan or find a way to make it work for you and us.
- We keep the title papers, but you get to keep the car.